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Benefits of Private Care For Mental Health Finding a mental health provider that can meet your needs can be a daunting endeavor. There are a variety of options that could help make long-term treatment for mental health more affordable than you might think. Private insurance is an option but there are also long-term psychiatric centers that accept Medicaid or other public programs which provide free or low-cost therapy. You can locate these facilities in your local area by visiting their websites or calling them directly. Affordable Many people who suffer from mental illness face difficulties in obtaining the best treatment, because of the cost. This is especially true when the person does not have health insurance coverage or it doesn't cover mental healthcare. However, for many patients, private health care provides more affordable and comprehensive options than traditional healthcare systems. The first step is make sure you know what your insurance policy covers. The Affordable Care Act (ACA) more commonly referred to as Obamacare, requires all health insurance plans to cover mental health care on the same basis as they cover other forms of medical treatment. If you are insured through the Health Insurance Marketplace, this must be clearly stipulated in your policy. In addition, you can search online for therapists who have opted out of the insurance system and offer discounted rates to individuals. Teletherapy is offered by some therapists, and allows you to talk to your therapist via text, phone or video conference. Some have created communities where patients can share information and resources. Other options include community health clinics and local non-profit organizations. These groups often work in conjunction with therapists or psychologists who are willing and able to donate their time at a reduced rate. You can also contact a local hotline and ask whether they provide any pro bono counseling services or do they know of any counseling services that are low-cost in your region. Insurance companies may also require extensive documentation during therapy sessions, which may limit the time your therapist can to spend with you. Some insurance policies are revised every year, which could affect whether your care is covered. The last alternative is to locate a therapist who is accepted by Medicaid which will allow you to receive services at a cheaper cost. While most therapists will not advertise their availability to those who are on Medicaid but you can contact them and request referrals from your doctor or other trusted sources. Sasha Aurand is a 25-year old New Yorker who suffers from post-traumatic disorder (PTSD) as well as anxiety and depression. The most important thing she needs to do is seek help. When it comes to paying the bills, Aurand has to be resourceful. Customized Treatment Since you control where your treatment takes place the treatment can be tailored to meet your specific needs. Whether it's a longer length of stay than is covered by insurance or access to specialized treatment modalities or facilities, therapists and facilities are able to create a customized care plan for you. This can include therapy methods as well as counseling techniques and medication management. This kind of individualized care can result in improved outcomes. A study of VA patients showed that the readmission rates for VA patients were lower than those of private insured individuals. This resulted from a higher quality of care provided by VA therapists, such as providing assistance and information on self-care. Private pay allows you to choose from a wider range of therapists. Insurance companies do not restrict your choices like mandatory diagnosis, limited options for providers, or scheduling restrictions. This can aid you in finding a therapist who is a good match for your personality and needs. You can also benefit from more services, like online and tele-therapy, and avoid limits on duration or sessions which may hinder your feeling of being fully heard during your sessions. Therapists who are in-network are typically less expensive than those who are not in-network. Another reason to consider private pay is that it will not impact your future eligibility for health or life insurance. Your mental health records are kept apart from your health and wellbeing medical history. This lets you maintain coverage if you switch insurance providers or jobs. Although the passage of the Mental Health Parity and Addiction Equity Act is a significant victory, we are still far from the level we should be at when it comes mental health treatment. Insurance companies are still denying or limiting access to treatment that is medically needed, and this can cause a lot of harm to those who need help the most. Private mental health services are a great option for those who are able to afford it. It offers many benefits that other forms of care do not. Choosing the right facility for you and your family is the best method to ensure you receive the high-quality broad-spectrum treatment you require to recover. Freedom from Insurance Restrictions Despite the fact that laws require coverage for behavioral health many people are denied treatment or have limited access. Insurance companies can still apply unfair rules and restrictions on mental health even after parity legislation was passed in 2008. The MHPAEA, or Mental Health Parity and Addiction Equity Act, requires that large-group insurance plans consider mental health issues as no less restrictive than medical or surgical conditions. The law also extends these rules to Medicare Advantage, Medicaid managed care plans and state Children's Health Insurance Plans. The MHPAEA is helping but it's not enough. Many people with mental illness are having a difficult time getting the care they require because there aren't enough providers who accept their insurance, insurance companies that refuse coverage, or restrict it to a handful of short-term problem-focused therapies, and length restrictions for inpatient services which could hinder patients from receiving the help they need to heal. These limitations are exacerbated due to the fact that the cost of mental healthcare is usually higher than for other kinds of health care. mental health assessments for adults makes it harder to find or pay for the treatment they need. A lack of quality options and stigma may also discourage patients from seeking assistance. Fortunately private mental health facilities offer a way to get the care you require without the limitations of insurance companies. In a private residential treatment center you will receive an extensive, broad-spectrum treatment that is individualized to your individual requirements. You can reach your full potential by utilizing an adaptable curriculum that includes cutting-edge and empirically-based therapeutic modalities. If you decide to visit a private mental health facility you can enjoy a wide range of advantages such as lower rates when you are in-network with therapists, freedom from diagnostic limitations, and a greater selection of therapy session durations. Private mental health facilities do not have to record sessions or share them with anyone. This means that you will not be subject to future restrictions and concerns about your privacy. Personalized Care Health care that is specific to the needs of the patient and goals is possible with individualized treatment. This is crucial because studies show that personalized treatments lead to better outcomes. This includes better treatment for symptom control as well as a lower rate of hospitalizations. Additionally, it helps patients feel more motivated to reach their treatment goals and stay active in their therapy. Private mental health facilities can customize their programs to meet the specific requirements of each patient. Inpatient facilities, for example, can adjust the length of stay to meet the specific needs of each patient. Private facilities can also provide various therapeutic options not covered by insurance plans. Integrative treatments are also available that can treat a variety of conditions and aid patients in healing from within. These therapies have been proven to help promote long-term recovery and help patients find out who they truly are beyond their symptoms. The purpose of individualized care is to provide patients with the knowledge, skills and confidence to be advocates for their own health. This will increase their compliance to medical advice, decrease the cost of healthcare, and increase satisfaction of patients. Unfortunately, delivering individualized care requires lots of time and education. It is crucial to choose a service that provides complete training in individualized care methods like shared decision-making, individualized care plans, social prescribing and personal health budgets. In a larger context, individualized health care aims to provide a holistic approach that improves the quality of life of an individual and improves their participation in society. This includes coordinating the care of all services that are relevant to the person, such as health, social, and public services. It also considers the voice of people and their caregivers and acknowledges the contributions of communities. The advantages of individualized care are evident however, making it happen is a difficult task. It is essential to recognize the obstacles to achieving this goal and devise strategies to overcome them. One option is to offer private insurance for mental health that allows people to receive the individualized high-quality, high-quality care they require.